For business buyers, the reality is...
But they deserve...
Meanwhile, B2B merchants & marketplaces…
- Getting credit scores.
- Tracking and managing buyer’s exposures.
- Chasing overdue payments.
Hokodo’s mission is to help you deliver the B2C-like buying experience expected by a new generation of business customers.
With Hokodo, you can offer your trade customers the payment terms they deserve, while you benefit from upfront payments and zero risk.
We use a range of methods and sources to perform soft credit checks on your customers. This is translated into a credit score which we use to recommend credit limits and payment terms that can be used on a customer’s first purchase.
You benefit from being able to offer trade credit online without the operational burden.
Customers benefit from the opportunity to pay later on their business purchases while you get paid upfront. Cash flow is improved for all parties, leading to boosted conversion rates, higher value orders and increased customer loyalty.
No collections team? No problem. If an invoice is overdue, we take responsibility for collecting the payment. We chase debt with the tact and respect required to preserve your commercial relationships.
Our backing from Lloyd’s of London means you are protected against all credit and fraud risks including nonpayment, ID theft and clawbacks, as well as outright insolvency of your customer. Less time spent worrying about financial risk means you can focus on what matters: your business goals and growth.
With e-commerce platform extensions and custom integrations available, Hokodo’s solution fits seamlessly into your store’s existing checkout flow, allowing you to maintain a frictionless customer experience with B2C-like convenience.
They don’t need to sign up in order to access our B2B Buy Now Pay Later solution.
Our eligibility assessments take less than half a second. The only information we need is the business name and address of your customer or alternatively, their company registration number.
At the checkout, your customer sees only the payment terms for which they’ve been approved.
They may have the option to delay payment by 14, 30, 60 or 90 days.
Once the goods have been delivered or the service provided, we pay you in full. Your customer pays us back in line with their payment terms.
Hokodo’s solutions are backed by Lloyd’s of London, so you can trade in the knowledge that you’re protected from all credit and fraud risk. If a customer defaults on their payment, we’ll handle it.
Our APIs and e-commerce CMS plug-ins make integrating Hokodo’s B2B Buy Now, Pay Later solution quick and easy. You could be onboarded and trading within a couple of days.
Custom integrations can be built using our REST APIs, SDKs and robust documentation. Made for developers, by developers.