Offer the trade accounts and payment terms construction buyers demand

79% of construction and building materials buyers say that payment terms are critical for the survival of their business. Whether you sell online, in-store or over the phone, offer seamless trade credit with Hokodo.

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Hokodo works with some of Europe’s biggest construction and building materials suppliers

83% of construction buyers want to open a trade account with their main supplier

Improve buyer loyalty and boost purchase frequency by supplying the seamless payment experience that B2B buyers demand.

Download the brochure today:

How we help your business

Save time

Empower buyers to access payment terms even on their first purchase, without having to spend time and resources on credit applications.

Get paid upfront

You get paid upfront, while your customers enjoy the freedom to defer payment. Cash flow improves for everyone.

Collections taken care of

We handle all collections with tact and respect to preserve your commercial relationships.

Minimise risk

All Hokodo solutions are backed by AIG, so you don’t have to worry about non-payment or fraud.

Integrate easily

Our APIs and e-commerce platform integrations make onboarding quick and simple.

Discover the ROI of a Digital Trade Credit Solution

Hokodo delivers measurable results to some of the world's most innovative B2B companies, helping them to increase revenue and save costs. Use our ROI calculator to work out how much you stand to gain by adopting a Digital Trade Credit solution.

calculate roi

How it works

step 1

A buyer registers for a trade account. Hokodo runs credit and fraud checks in less than a second to instantly return tailored credit limits and payment plans.

A B2B online checkout with automotive parts

step 2

The buyer makes purchases or places bookings as normal via any of your sales channels throughout an agreed billing period (usually a month).

A search tool to identify companies using their company name

step 3

When the buyer is ready to complete their purchase, their trade account is the default payment method.

Notification shown to B2B buyers displaying their credit limit

step 4

You get paid upfront and in full while we take responsibility for all credit and fraud risks.

Checkout where B2B buyers cand choose their payment method

step 5

We prepare a statement of account consolidating all the purchases made during the billing period, across all sales channels and locations. Payment for all orders is due in one lump sum on an agreed date, usually 30 days after the billing period has closed.

Table listing settled transactions that have been paid out

"Integrating with Hokodo has allowed us to significantly increase our value proposition to our suppliers on our B2B marketplace, through providing seamless real time credit insurance policies to the users of our platform. Guaranteeing each transaction through an API has proved priceless for Rooser!”

Joel Watt

Founder of Rooser

"We had previously tried to offer payment terms on our own, but since the process was so manual, lengthy and complex, instant credit decisions at the point of purchase were out of the question. Being able to give buyers the immediate decision and seamless experience they expect is a game changer for Achatmat.”

Frédéric Guillotin

CEO of Achatmat

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell

Marketing Director at Yardlink

Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre

CFO at Ankorstore

Want to learn more?

70% of construction buyers will abandon a purchase if suitable payment terms are not offered. Book a call to find out how we can help keep your customers converting.