Hello we are Hokodo

We aim to revolutionise financial services, making them simple and accessible to the many small businesses left behind by today's financial services industry.

That's why our launch product, Invoice Protection, is all about making sure businesses get paid.

Protect B2B trade and make life better for SMEs

Passionate about SMEs

We are passionate about small businesses. We deliver insurance solutions to give you peace of mind so you can focus on what matters most... your business


Get covered in a few clicks. No more layers of salespeople, endless paperwork or insurance jargon


We give you access to insurance when you need it. It's transparent and fair: no commitment, no hidden fees, you only pay for what you use

Human Centric

We make the most of new technologies such as Machine Learning and APIs to design the best experience and bring you the best information

We believe in a new way of doing business

Unpaid invoices and the insurance gap impacting small businessesUnpaid invoices and the insurance gap impacting small businesses

Small businesses are the driving force behind the UK economy. Yet, when comparing their situation with large corporates, it still feels like an unfair battle. Small businesses don’t enjoy the same benefits or have access to the same tools as large corporates. This is particularly true when it comes to accessing financial services or being paid on time.

Richard Thornton
Richard Thornton
Co-Founder and Co-CEO
On the ground at Accountex this yearOn the ground at Accountex this year

As the dust settles on Accountex 2019 which took place earlier this month, we wanted to share a few of our biggest highlights and pass along some of the key lessons from our second year attending the event.

Thanh-Mai Duong
Thanh-Mai Duong
FinTech Firms Countingup and Hokodo Partner to Reduce Risk For Small BusinessFinTech Firms Countingup and Hokodo Partner to Reduce Risk For Small Business

First partnership between insurance firm and banking and accountancy company to deliver invoice-by-invoice income protection to UK SMEs

 Tracy Seidensticker
Tracy Seidensticker
Brand & Marketing

Our trusted partners help us to shape the insurance of tomorrow

The insurance products underwritten and distributed using Hokodo’s technology are backed by the Channel Syndicate, a unit of SCOR Global P&C.

The Channel Syndicate is a business unit of and is supported by SCOR Global P&C, the non-life segment of the SCOR Group (a tier 1 and the world’s fifth largest reinsurer, rated AA- by the leading international rating agencies). In 2017, SCOR’s gross written premiums were €14.8bn, of which Property & Casualty comprised approximately €6bn.

For more information visit: http://www.channel2015.com and https://www.scor.com

Scor Channel

Lloyd’s is the world’s specialist insurance and reinsurance market.

With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress.

Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.

Visit www.lloyds.com for more information.


Founded in 2010, Anthemis is a leading venture capital fund, specialized in financial services and focused on reinventing financial services for the 21st century.

The group works with a diverse group of customers and partners (from startups, VCs to financial institutions) to catalyse and accelerate positive and disruptive change across the financial industry. Anthemis is an investor in Impact 25 companies Flock, Insurdata, Hokodo and Qover.

Visit www.anthemis.com for more information.


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Shape the insurance of tomorrow
Man standing on a rockMan climbing on rock mountain