Hello we are Hokodo

We aim to revolutionise financial services, making them simple and accessible to the many small businesses left behind by today's financial services industry.

That's why our launch product, Invoice Protection, is all about making sure businesses get paid.

Protect B2B trade and make life better for SMEs

Heart icon

Passionate about SMEs

We are passionate about small businesses. We deliver insurance solutions to give you peace of mind so you can focus on what matters most... your business

Geometrical shapes icon


Get covered in a few clicks. No more layers of salespeople, endless paperwork or insurance jargon

Robot icon


We give you access to insurance when you need it. It's transparent and fair: no commitment, no hidden fees, you only pay for what you use

Icon representing teamwork

Human Centric

We make the most of new technologies such as Machine Learning and APIs to design the best experience and bring you the best information

We believe in a new way of doing business

The impact of covid-19 for small businessesThe impact of covid-19 for small businesses

One topic which has received surprisingly little attention from both governments and commentators is the impact of the crisis on the availability of trade credit: In an environment where many...

Olivier Fradin
Olivier Fradin
Credit Analyst
We've got your backWe've got your back

Almost certainly, we’ve all been following the Covid-19 (aka Coronavirus) developments quite closely. With cases spreading quickly, the past few days marked a turning point in the outbreak...

The Founders
The Founders
How Hokodo is using machine learning to deliver the insurance products of tomorrowHow Hokodo is using machine learning to deliver the insurance products of tomorrow

SCOR’s latest publication, The Acceleration of Hubs, Networks and Connectivity, considers the sustainability of insurability in a networked world...

Fatima Ayoub
Fatima Ayoub
Head of Marketing

Our trusted partners help us to shape the insurance of tomorrow

The insurance products underwritten and distributed using Hokodo’s technology are backed by the Channel Syndicate, a unit of SCOR Global P&C.

The Channel Syndicate is a business unit of and is supported by SCOR Global P&C, the non-life segment of the SCOR Group (a tier 1 and the world’s fifth largest reinsurer, rated AA- by the leading international rating agencies). In 2017, SCOR’s gross written premiums were €14.8bn, of which Property & Casualty comprised approximately €6bn.

For more information visit: http://www.channel2015.com and https://www.scor.com

Scor Channel

Lloyd’s is the world’s specialist insurance and reinsurance market.

With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress.

Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.

Visit www.lloyds.com for more information.


Founded in 2010, Anthemis is a leading venture capital fund, specialized in financial services and focused on reinventing financial services for the 21st century.

The group works with a diverse group of customers and partners (from startups, VCs to financial institutions) to catalyse and accelerate positive and disruptive change across the financial industry. Anthemis is an investor in Impact 25 companies Flock, Insurdata, Hokodo and Qover.

Visit www.anthemis.com for more information.


Ready to find out more?

Be one of the first explore our insurance products and protect your  online transactions.

Shape the insurance of tomorrow
Man standing in a workshopMan talking on the phone