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A Buy Now, Pay Later Solution for B2B

Sell more and grow your business by providing your B2B customers with the ability to Buy Now, Pay Later at checkout. Hokodo is the modern way to offer trade credit to your customers.

Buy. Sell. Do. More.

Hokodo checkout mockup
Hokodo checkout mockup in French
Hokodo checkout mockup in Dutch
Hokodo checkout mockup in German
Hokodo checkout mockup in Spanish

Companies who trust us

Graindex logo
Vice Golf logo
Ancient wisdom logo
Ankorstore logo
Yardlink logo
Materials Market logo
Roofing Megastore logo
Rooser logo

Sell more, win new business & get paid. Without the risk.

Sell more & grow your business

Keep customers in the funnel and boost sales by offering instant credit terms.

Sales overview illustration showing revenue and orders
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increase in conversion rate
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increase in average order value
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more purchases per month
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Give your customers a better experience

Our real-time underwriting means no lengthy credit checks, and customers can access payment terms instantly, even on their first purchase.

Payment guaranteed

No more worrying about your cash flow. We pay you following delivery of the goods. We also take care of collections and chasing late payments on your behalf.

Paid invoice illustration for a B2B Store
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We take care of the risk

Your business is protected against credit and fraud risks including non-payment, ID theft, chargebacks and outright insolvency of your customers.

Reach your customers globally

Hokodo is the first B2B BNPL provider with a truly international footprint. Our solution is currently available in the UK, France, Spain, Belgium and the Netherlands. We're also able to offer trade credit insurance in Germany.

Paid invoice illustration for a B2B Store
Account summary and customer status illustration

In-house delivery ensures fast credit decisions

Our proprietary tech, credit and analytics stack does not rely on any third parties, meaning we can make decisions and accept more buyers at a faster rate.

Simplify B2B e-commerce with the payment terms your customers prefer

73% of B2B buyers say they prefer buying online. We think they deserve the same frictionless checkout experience that consumers already get.

How we can help

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Save time

Let your customers Buy Now, Pay Later even on their first purchase, without having to spend time and resources on credit applications.

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Get paid upfront

You get paid upfront, while your customers enjoy the freedom to pay in 30, 60 or 90 days. Cash flow improves for everyone.

Money purse

Collections taken care of

We handle all collections with tact and respect to preserve your commercial relationships.

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Minimise risk

All Hokodo solutions are backed by Lloyd’s of London, so you don’t have to worry about non-payment or fraud.

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Integrate easily

Our APIs and e-commerce platform integrations make onboarding quick and simple.

How it works

Quick and simple integration with Hokodo

Your customers get to choose when to pay

You choose when you get paid


Customers shop as normal

In the background, Hokodo checks the buyer’s credit score and fraud risk.


Then, they head to the checkout page

Customers only see the payment options for which they have been approved.


Customers choose to Buy Now, Pay Later

They select their preferred Hokodo payment option.


We pay you upfront

Once the goods are shipped or the service delivered, we pay you. There’s no need to wait for your customers to pay us and you don’t have to worry about bad debt or the hassle of collecting payments.

Crates of fish

"Integrating with Hokodo has allowed us to significantly increase our value proposition to our suppliers on our B2B marketplace, through providing seamless real time credit insurance policies to the users of our platform. Guaranteeing each transaction through an API has proved priceless for Rooser!”

Joel Watt
Founder of Rooser
Wheat crops

"Hokodo and Graindex have created a unique product that gives farmers the peace of mind that they will be paid when selling their crops...Our experience working with the Hokodo team has been excellent - we can now offer our Guaranteed Payment Collection service through access to their innovative technology.”

Dave Rose
Managing Director at Graindex
Crane viewed from below

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell
Marketing Director at Yardlink
Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre
CFO at Ankorstore
Handmade pottery bowls of various colours

“We see Hokodo’s Buy Now, Pay Later solution as one of the key enablers for growth in our B2B marketplace. Post-COVID, payment terms for restaurants have been tightened, so being able to offer credit is a huge value add for Katoo and all the businesses transacting on our platform.”

Karan Anand
Co-founder at Katoo

Are you ready?

Sell more and grow your business by providing your B2B customers with the ability to Buy Now, Pay Later at checkout. Hokodo is the modern way to offer trade credit to your customers.


How do credit checks work?
Can you integrate with my checkout?
Can all my customers get access?