Hello we are Hokodo

We aim to revolutionise financial services, making them simple and accessible to the many small businesses left behind by today's financial services industry.

That's why our launch product, Invoice Protection, is all about making sure businesses get paid.

Protect B2B trade and make life better for SMEs

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Passionate about SMEs

We are passionate about small businesses. We deliver insurance solutions to give you peace of mind so you can focus on what matters most... your business

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Get covered in a few clicks. No more layers of salespeople, endless paperwork or insurance jargon

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We give you access to insurance when you need it. It's transparent and fair: no commitment, no hidden fees, you only pay for what you use

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Human Centric

We make the most of new technologies such as Machine Learning and APIs to design the best experience and bring you the best information

We believe in a new way of doing business

4 tips for trading safely and getting paid on time4 tips for trading safely and getting paid on time

SMEs up and down the country are dealing with late payments. According to Bacs Payment Schemes, “more than a third of SMEs...are waiting two months beyond agreed terms to be paid”, and it costs them £9,000 on average to recover costs themselves... 

Fatima Ayoub
Fatima Ayoub
Head of Marketing
Hokodo and Graindex partner to protect and speed up trade for farmersHokodo and Graindex partner to protect and speed up trade for farmers

Online marketplace Graindex has teamed up with Insurance-as-a-Service platform Hokodo to help trading farmers protect themselves from non-payment.‍

Fatima Ayoub
Fatima Ayoub
Head of Marketing
The simple guide to understanding your customers’ financial health The simple guide to understanding your customers’ financial health

Risk is a normal part of doing business, but unnecessary financial risk can be stressful and costly. Credit ratings are designed to minimise this risk for small businesses like yours and lenders too.

Fatima Ayoub
Fatima Ayoub
Head of Marketing

Our trusted partners help us to shape the insurance of tomorrow

The insurance products underwritten and distributed using Hokodo’s technology are backed by the Channel Syndicate, a unit of SCOR Global P&C.

The Channel Syndicate is a business unit of and is supported by SCOR Global P&C, the non-life segment of the SCOR Group (a tier 1 and the world’s fifth largest reinsurer, rated AA- by the leading international rating agencies). In 2017, SCOR’s gross written premiums were €14.8bn, of which Property & Casualty comprised approximately €6bn.

For more information visit: http://www.channel2015.com and https://www.scor.com

Scor Channel

Lloyd’s is the world’s specialist insurance and reinsurance market.

With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress.

Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.

Visit www.lloyds.com for more information.


Founded in 2010, Anthemis is a leading venture capital fund, specialized in financial services and focused on reinventing financial services for the 21st century.

The group works with a diverse group of customers and partners (from startups, VCs to financial institutions) to catalyse and accelerate positive and disruptive change across the financial industry. Anthemis is an investor in Impact 25 companies Flock, Insurdata, Hokodo and Qover.

Visit www.anthemis.com for more information.


Ready to find out more?

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Shape the insurance of tomorrow
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