Make trade easy for your customers

Hokodo delivers insurance solutions through developer-friendly APIs. Facilitate trade on your platform by integrating insurance into your user journey.

What we do

We offer insurance and financing solutions to your customers

Hokodo develops insurance and financing solutions for B2B marketplaces, cloud accounting and e-invoicing platforms, allowing them to offer protection and financing to their customers as part of their core customer journey.

No need to waste days negotiating with brokers, insurance companies or banks: with Hokodo, you get access to simple and transparent APIs allowing you to consume financial services in a modern way.

Protect your business customers

Help them to trade safely and focus on their core business.

Save your customers time and effort

Cover is a few clicks away. No need for a broker and no more administrative hassle.

Increase customer loyalty

Expand the range of services offered on your platform and deliver the whole customer journey.

Improve your profit margin

Generate an additional risk-free income for your platform.

How it works

Deliver a seamless trade experience for your customers

Hokodo builds simple, easy-to-use and powerful insurance APIs. With a few lines of code, you can start offering a complete insurance and financing solution to your customers in minutes. Hokodo and its market leading insurance partners will take care of all the hassle for you.


Our products

Give your users the protection they deserve when trading on your platform

Online transactions should be a breeze and not a source of angst or hassle. Hokodo brings insurance into the 21st century with a seamless digital customer journey.

Invoice Protection

Protect your customers against the risk of non-payment

Your customers shouldn’t have to worry about whether their online transactions will be paid. Invoice Protection, our API solution, protects them against the risk of unpaid invoices.

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Secure Freight

Protect your customers’ goods in transit

Your customers shouldn’t have to worry about whether their goods will arrive safely, or whether their haulage supplier will agree to compensate them for delays. Secure Freight, our API-solution, is the quickest and easiest way for your customers to protect their goods in transit or storage.

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Whilst Hokodo itself is in the early stages (...) we believe that the insurance experience and tech vision of its management team make it a force to be reckoned with.
Chris Sandilands

Partner at Oxbow Partners

Meet our Industry Experts and Founders

Our ambition is simple: to shape the insurance of tomorrow

We are a team of financial experts, technologists and data scientists, coming together to make insurance and financing solutions more accessible to end-customers.

Meet the entire team
Louis Carbonnier

Co-Founder and Co-CEO

Richard Thornton

Co-Founder and Co-CEO

Sami Ben Hatit

Co-Founder and CTO

Hokodo Blog

We believe in a new way of doing business

Visit our Blog


Our trusted partners help us to shape the insurance of tomorrow

The insurance products underwritten and distributed using Hokodo’s technology are backed by the Channel Syndicate, a unit of SCOR Global P&C.

The Channel Syndicate is managed by The Channel Managing Agency, a fully authorized Lloyd’s Managing Agency. Led by a strong management team and supported by experienced underwriters, the Syndicate started underwriting in 2011 and has subsequently significantly expanded and diversified its operations. With a client centric focus, its underwriters are accessible and empowered to make decisions and work collaboratively with clients to meet their most complex insurance needs.

The Channel Syndicate is a business unit of and is supported by SCOR Global P&C, the non-life segment of the SCOR Group.

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The SCOR Group is a tier 1 and the world’s fifth largest reinsurer, rated AA- by the leading international rating agencies. In 2017, SCOR’s gross written premiums were €14.8bn, of which Property & Casualty comprised approximately €6bn.

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Lloyd’s is the world’s specialist insurance and reinsurance market.

With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress.

Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.

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Founded in 2010, Anthemis is a leading venture capital fund, specialized in financial services and focused on reinventing financial services for the 21st century.

The group works with a diverse group of customers and partners (from startups, VCs to financial institutions) to catalyse and accelerate positive and disruptive change across the financial industry. Anthemis is an investor in Impact 25 companies Flock, Insurdata and Qover.

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Enhance your customer journey today

Be one of the first to introduce our insurance products to your users and help them protect their online transactions.