B2B payments made simple.

A scalable, all-in-one payment solution for B2B businesses, complete with trade credit and immediate payment options.

Achieve growth without the pain of operational inefficiencies, outdated payment processes or working capital constraints, while giving your business customers the payment experience they deserve.

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Hokodo checkout mockup in French
Hokodo checkout mockup in Dutch
Hokodo checkout mockup in German
Hokodo checkout mockup in Spanish
Woman using a computer with a credit card in one hand
Man working in a factory
Florist working on her laptop whilst talking on the phone

Simplify B2B trade with a payment solution tailored to your needs.

83% of B2B buyers say the checkout is a key consideration when choosing a supplier. Ensure your payment experience is living up to their expectations with Hokodo.

How Hokodo can help

Hokodo’s payment solutions are fully modular and cover every element of the order-to-cash cycle. You choose which elements you need and which to keep in-house.

Sell more, win new business & get paid. Without the risk.

Sell more & grow your business

Keep customers in the funnel and boost sales by offering instant credit terms.

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increase in conversion rate
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increase in average order value
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more purchases per month
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Give your customers a better experience

Our real-time underwriting means no lengthy credit checks, and customers can access payment terms instantly, even on their first purchase.

Payment guaranteed

No more worrying about your cash flow. We pay you following delivery of the goods. We also take care of collections and chasing late payments on your behalf.

Order timeline illustration
Chart showing available and used credit limit

We take care of the risk

Your business is protected against credit and fraud risks including non-payment, ID theft, chargebacks and outright insolvency of your customers.

Reach your customers globally

Hokodo is the first B2B BNPL provider with a truly international footprint. Our solution is currently available in the UK, France, Spain, Belgium and the Netherlands. We're also able to offer trade credit insurance in Germany.

Map of Europe
Crates of fish

"Integrating with Hokodo has allowed us to significantly increase our value proposition to our suppliers on our B2B marketplace, through providing seamless real time credit insurance policies to the users of our platform. Guaranteeing each transaction through an API has proved priceless for Rooser!”

Founder of Rooser
Wheat crops

"Hokodo and Graindex have created a unique product that gives farmers the peace of mind that they will be paid when selling their crops...Our experience working with the Hokodo team has been excellent - we can now offer our Guaranteed Payment Collection service through access to their innovative technology.”

Dave Rose
Managing Director at Graindex
Crane viewed from below

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell
Marketing Director at Yardlink
Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre
CFO at Ankorstore
Warehouse with cardboard boxes of goods

“Hokodo has provided an innovative and revolutionary experience for our wholesale and trade customers giving them the opportunity to Buy Now, Pay Later. It is an interesting proposition with great sales potential. Our Customer Success Manager, Harry, and the rest of the team have done a great job!”

Daniel Shonn
Director of Shonn Brothers
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“We’re now able to provide a good solution to our customers who want to pay with credit terms. The process is professional and we’re able to let the team at Hokodo carry out the day-to-day tasks of offering terms and chasing payment.”

Steve Garner
Founder of Replace Base
Components of a mobile phone taken apart

“With the world currently being in quite a flux, it’s key to have a firm grip on your cash flow and Hokodo really helps us in doing that. I would definitely encourage any other B2B entrepreneur or business owner to use Hokodo if they want to avoid any cash flow issues.”

Ewoud Goorts
Founder of FlorAccess

Are you ready?

Sell more and grow your business by providing your B2B customers with the ability to Buy Now, Pay Later at checkout. Hokodo is the modern way to offer trade credit to your customers.

Awards & Recognition

Best Business Payments System - UK & Europe
Top 100 Hottest Startups in Europe in 2022
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Top 25 Workplaces for Enthusiasm and Focus
Top 50 Tech Scaleups to Watch in 2023
Top Buy Now Pay Later Solutions in Europe 2023
Top 5 Trusted Global BNPL Players 2022