What we do

A safer, simpler and superior way to offer trade credit.

Enable your customers to access a harmonised B2B payment experience and trade credit options across all sales channels.

The challenge today

B2B buyers need trade credit in order to pay for their purchases. However, the typical trade credit solution is time consuming and labour intensive. Buyers must print and post handwritten forms, then wait days to find out whether they’re eligible for credit.
Meanwhile, sellers must conduct manual credit and fraud checks, and divert resources to limits management and collections.

Without credit, buyers and sellers alike are susceptible to growth-restricting cash flow issues.

Ultimately, sellers want to be able to offer trade credit to their buyers across all sales channels while buyers simply want to access the convenient payment method that they have come to expect. Hokodo’s Digital Trade Credit solution gives buyers and sellers what they want, without the risk or resource requirements.

A digital trade credit solution

Hokodo’s digital credit solutions give suppliers the flexibility to pick and choose from a full B2B payments suite. Wave goodbye to the days of multiple integrations with antiquated providers – Hokodo’s API delivers every element of the order to cash cycle in one solution.

Provide a superior customer experience

  • Harmonise the payment experience across all your sales channels.
  • Forge long lasting customer loyalty with a superior user experience and an attractive, functional checkout process.
A padlock and bank cards on a keyboard
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Choose an end-to-end solution – or just the modules you need

  • Credit scoring, insurance, collections, fraud protection, financing and payments all in one solution.
  • Eliminate the need to integrate with multiple providers when you implement our end-to-end solution.
  • Keep certain functions in-house or with another provider thanks to the modularity of our solution.

Improve cash flow and reduce costs

  • Minimise the financial strain of offering trade credit. Your buyers get the chance to Buy Now, Pay Later while you get paid up front and in full.
  • Tailored 14, 30, 45, 60, 90 days or end of month payment terms for your buyers
  • Get peace of mind and financial security with 100% credit and fraud risk protection against all types of non-payment.
  • Eradicate back office inefficiencies so you can focus on achieving growth and generating revenue. We handle collections and provide trade credit services optimised to your business.
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How Hokodo can help

Hokodo’s Digital Trade Credit software is fully modular and covers every element of the order-to-cash cycle. You choose which elements you need and which to keep in-house.

Supercharge the performance and efficiency of your B2B payment solution with our merchant dashboard

Achieve unparalleled visibility of order statuses, effortlessly generate orders, access customer credit limits, and conveniently amplify them as required.

Want to learn more ?

Discover the features and benefits of Hokodo's Digital Trade Credit services.

Download the brochure today:

Digital Trade Credit, built for your industry.

We understand the varying pain points and opportunities in different B2B niches and create payment solutions accordingly.

How it works

We don’t think you should have to develop new processes when you partner with a payments provider. That’s why our fully customisable solution works with the sales channels you already use.

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“Hokodo’s Digital Trade Credit solution has helped us to harmonise our payments across all sales channels and enabled us to offer payment terms to a much larger pool of customers, which has all helped to reduce pressure on our accounts team.”

Nia Johnston
Head of Marketing, Something Different Wholesale

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Learn how Hokodo helps you to sell more and scale your business.

Frequently Asked Questions

Is trade credit a loan?
Is trade credit short term?
What is trade credit used for?