Ready to accelerate growth with flexible payment terms?

30, 60 and 90-day payment terms are the B2B industry standard. In fact, 78% of buyers say payment terms are an important consideration when choosing a supplier, so without them, you are missing out on new business and accelerated growth opportunities.

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Animated GIF demonstrating checkout process with flexible payment terms of 30, 60, and 90 days. Shows order review, selecting payment options, confirming order, processing checkout, and thank you message.

Drive loyalty and boost conversions with the payment terms your buyers expect
(and much more)

30, 60 or 90 day payment terms – instant, flexible and available even on a customer's first purchase. Now that’s something to shout about.

40
%
increase in conversion rate
30
%
increase in average order value
24
%
more purchases per month

“I want 30 day payment terms!”
“My business needs credit terms!”

Two thirds of buyers will abandon a purchase without payment terms. Empower your buyers to pay in the way that’s best for them and they’ll come back again and again (and again).
Coffee shop owner ordering goods for his business online

Creating value at the checkout

Notifications showing B2B merchants they have more customers and increased revenue.
Graph showing customer transactions increasing over time.
Graphic showing the different payment terms available to a B2B buyer.
Notifications for B2B merchants showing reasons for rejected orders.

Grow faster

Attract new customers with a seamless purchasing experience and credit for first-time buyers.

Improve loyalty

Instant credit decisions make buyers return for more.

Flexible financing

30, 60 or 90 days not right? Try 14, 45 or end of month terms.

Healthier cash flow

Get paid upfront and in full upon delivery of the order.

Expand internationally

Enter new markets with one provider that can operate across the EU.

Risk protection

Full credit and fraud risk protection so you can focus on the good stuff.
Notifications showing B2B merchants they have more customers and increased revenue.
Graph showing customer transactions increasing over time.
Graphic showing the different payment terms available to a B2B buyer.
Portal showing B2B merchants all of their settled orders.
Portal showing B2B merchants their orders from international customers.
Notifications for B2B merchants showing reasons for rejected orders.

Grow faster

Attract new customers and boost order frequency.
Notifications showing B2B merchants they have more customers and increased revenue.

Improve loyalty

Instant credit decision make buyers return for more.
Graph showing customer transactions increasing over time.

Flexible financing

30, 60 or 90 days not right? Try 14, 45 or something else entirely.
Graphic showing the different payment terms available to a B2B buyer.

Healthier cash flow

Get paid upfront and in full upon delivery of the order.

Expand internationally

Enter new markets with one provider.

Risk protection

We protect you against all credit and fraud risks.
Notifications for B2B merchants showing reasons for rejected orders.

How it works

step 1
A buyer makes a purchase,  places an order or creates a booking as normal.
B2B e-commerce checkout page showing basket with items ready for checkout.
step 2
Hokodo runs credit and fraud checks on the buyer in under 1 second.
Online checkout interface with a 'Find your company' dropdown menu displaying a list of businesses for the customer to choose from.
step 3
Tailored credit limits and payment terms of 30, 60 or 90 days are offered.
Pop-up notification showing an online buyer their credit limit of £12000.
step 4
The buyer chooses their preferred terms and settlement method. Card, bank transfer and direct debit can all be offered.
Checkout where B2B buyers cand choose their payment method
step 5
You get paid upfront and in full. We take responsibility for risk and collect payment from the buyer when it’s due.
Table listing settled transactions that have been paid out

We take care of everything...

So you can focus on product development, customer acquisition or whatever else matters the most to your business.

Credit scoring

Give your buyers the credit they deserve thanks to cutting-edge underwriting

Fraud detection

Sophisticated automations and expert fraud analysts keep you safe.

Risk Protection

Keep your money, even if a buyer fails to pay, thanks to backing from AIG.

Financing

Your buyers get to pay later, while you get paid upfront and in full. Everyone wins!

Payment processing

Relevant settlement methods maximise conversion and empower buyers to pay on their terms.

Collections

Handled with care and professionalism to preserve your commercial relationships.

But don’t just take our word for it

Here’s how we helped businesses like yours to accelerate business growth with 30, 60 and 90-day payment terms.
“The success of this unusually short onboarding proved the value of Hokodo in its speed of execution, flexibility, and the responsiveness of its teams” Maxime C, IT Project Manager, Monin
Discover how Monin started to offer flexible trade credit on 90% of B2B orders.
“Hokodo is a very important part of our value proposition. Payment terms are a critical service for us” Nicolas d’Audifrett, Co-founder, Ankorstore
Discover how Ankorstore grew their customer base by 5x with payment terms.

Want to learn more?

Discover how offering payment terms with Hokodo can help accelerate growth of your business.
Brochure cover mockup featuring the title 'Flexible trade accounts and instant payment terms for the sale of industrial supplies and equipment’.

Get started

Are you ready to join the instant trade credit revolution?

Frequently Asked Questions

What’s the maximum payment terms that Hokodo can facilitate?
What are the fees?
How long does it take to get set up?
What are credit terms?
What’s the ROI of payment terms?