Use Cases

B2B Buy Now, Pay Later built for home decor, furniture & gifts suppliers

Open space with designed furnishings and white wall

Businesses buying home decor and furnishings want the flexibility to pay later, but many modern online merchants are simply unable to accommodate these needs.

Meanwhile, the global gifting industry is expected to reach at least £50.5 billion by 2024, yet many businesses selling gifts to consumers are not offered trade credit when purchasing their stock online.

That is, until now.

Sell more and grow your business by offering better payment terms to your customers when they purchase home decor and furnishings products on your marketplace or e-commerce site. Hokodo is the modern way to offer trade credit online.

Hokodo works with some of Europe’s biggest home furnishings & gifts suppliers

Graindex logo
Katoo logo

Discover the ROI of a Digital Trade Credit Solution

Hokodo delivers measurable results to some of the world's most innovative B2B companies, helping them to increase revenue and save costs. Use our ROI calculator to work out how much you stand to gain by adopting a Digital Trade Credit solution.

How we can help

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Save time

Let your customers Buy Now, Pay Later even on their first purchase, without having to spend time and resources on credit applications.

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Get paid upfront

You get paid upfront, while your customers enjoy the freedom to pay in 30, 60 or 90 days. Cash flow improves for everyone.

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Collections taken care of

We handle all collections with tact and respect to preserve your commercial relationships.

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Minimise risk

Hokodo’s B2B credit platform is backed by Lloyd’s of London, so you don’t have to worry about non-payment or fraud.

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Integrate easily

Our APIs and e-commerce platform integrations make onboarding quick and simple.

Crates of fish

"Integrating with Hokodo has allowed us to significantly increase our value proposition to our suppliers on our B2B marketplace, through providing seamless real time credit insurance policies to the users of our platform. Guaranteeing each transaction through an API has proved priceless for Rooser!”

Joel Watt
Founder of Rooser
Wheat crops

"Hokodo and Graindex have created a unique product that gives farmers the peace of mind that they will be paid when selling their crops...Our experience working with the Hokodo team has been excellent - we can now offer our Guaranteed Payment Collection service through access to their innovative technology.”

Dave Rose
Managing Director at Graindex
Crane viewed from below

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell
Marketing Director at Yardlink
Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre
CFO at Ankorstore
Handmade pottery bowls of various colours

“We see Hokodo’s Buy Now, Pay Later solution as one of the key enablers for growth in our B2B marketplace. Post-COVID, payment terms for restaurants have been tightened, so being able to offer credit is a huge value add for Katoo and all the businesses transacting on our platform.”

Karan Anand
Co-founder at Katoo
Potted plants on a table

“With the world currently being in quite a flux, it’s key to have a firm grip on your cash flow and Hokodo really helps us in doing that. I would definitely encourage any other B2B entrepreneur or business owner to use Hokodo if they want to avoid any cash flow issues.”

Ewoud Goorts
Founder of FlorAccess

Want to learn more?

With Buy Now, Pay Later, B2B home furnishing suppliers can sell more and grow their business. Book a call to find out more.