Level the playing field
- Get started quickly with a full payment stack in one integration.
- Compete on an even playing field with more established businesses.
- Unlock the working capital you need to achieve growth goals.
![A padlock and bank cards on a keyboard](https://cdn.prod.website-files.com/5c80a8f7065a7b1940eb8538/6476325439bdeba540577c49_Complete%20payment%20solution%203.png)
![woman holding bank card in her hand and using laptop while making online payment at home](https://cdn.prod.website-files.com/5c80a8f7065a7b1940eb8538/628df2245a4c39c540d4e465_hokodo-financing.png)
Provide a consistent customer experience
- Empower buyers to pay how they want – now or later – with a modern checkout solution.
- Tailored 14, 30, 45, 60, 90 days or end of month payment terms for your buyers
- Harmonise the payment experience on your platform for buyers and for your team.
- Forge long lasting customer loyalty with a superior user experience and an attractive, functional checkout.
Simplify operations
- Eliminate the need to integrate with multiple providers by integrating an end-to-end digital-first solution with pay now and pay later functions.
- Credit scoring, insurance, collections, fraud protection, financing and payments all in one solution.
- Reduce operational burden for finance, sales, collections and other teams.
![Man laughing with headphones while having a call](https://cdn.prod.website-files.com/5c80a8f7065a7b1940eb8538/628df223d50c84b0dcff50b0_hokodo-collections.png)
![Umbrella with rain droplets](https://cdn.prod.website-files.com/5c80a8f7065a7b1940eb8538/628df2245db4e84736ff0cd7_hokodo-risk-bearing.png)
Protect your business
- Get peace of mind and financial security with 100% credit and fraud risk protection against all types of non-payment.
- Receive full payment for all orders, even if your buyer is unable or unwilling to pay.