Use Cases

Payments built for the fashion, apparel and textiles industry

Rack of clothes behind a shop front window

With a global value exceeding 3 trillion dollars, the fashion, apparel and textiles industry accounts for 2% of the world’s gross domestic product (GDP).

Despite this huge footprint, clothing designers, manufacturers and retailers are often unable to access their preferred payment terms when purchasing stock and materials online.

That’s where Hokodo comes in.

Sell more and grow your business by offering better payment terms to your customers when they purchase apparel and textiles products on your marketplace or e-commerce site. Hokodo is the modern way to offer trade credit online.

Hokodo works with some of Europe’s biggest fashion and apparel suppliers

Graindex logo
Katoo logo

How we can help

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Save time

Let your customers Buy Now, Pay Later even on their first purchase, without having to spend time and resources on credit applications.

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Get paid upfront

You get paid upfront, while your customers enjoy the freedom to pay in 30, 60 or 90 days. Cash flow improves for everyone.

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Collections taken care of

We handle all collections with tact and respect to preserve your commercial relationships.

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Minimise risk

All Hokodo solutions are backed by Lloyd’s of London, so you don’t have to worry about non-payment or fraud.

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Integrate easily

Our APIs and e-commerce platform integrations make onboarding quick and simple.

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward."

Hollie Russell
Marketing Director at Yardlink

"Integrating with Hokodo has allowed us to significantly increase our value proposition to our suppliers on our B2B marketplace, through providing seamless real time credit insurance policies to the users of our platform. Guaranteeing each transaction through an API has proved priceless for Rooser!”

Joel Watt
Founder of Rooser

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that… They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre
CEO at Ankorstore

"Hokodo and Graindex have created a unique product that gives farmers the peace of mind that they will be paid when selling their crops... Our experience working with the Hokodo team has been excellent - we can now offer our Guaranteed Payment Collection service through access to their innovative technology.”

Dave Rose
Managing Director of Graindex

“We see Hokodo’s Buy Now, Pay Later solution as one of the key enablers for growth in our B2B marketplace. Post-COVID, payment terms for restaurants have been tightened, so being able to offer credit is a huge value add for Katoo and all the businesses transacting on our platform.”

Karan Anand
Co-founder at Katoo

Ready to sell more and grow your business?

Find out how we can help you offer a Buy Now, Pay Later solution to fashion, apparel and textiles buyers.