B2B payments made simple.

Hokodo is the modern way to offer trade credit to your customers. Sell more and grow your business by providing your B2B customers with an improved checkout experience and the ability to Buy Now, Pay Later.

Buy. Sell. Do. More.

Hokodo checkout mockup
Hokodo checkout mockup in French
Hokodo checkout mockup in Dutch
Hokodo checkout mockup in German
Hokodo checkout mockup in Spanish
Woman shopping online

For B2B E-commerce & marketplaces

B2B Buy Now, Pay Later for businesses who want to offer payment terms at checkout.

Male factory worker

For firms wanting to modernise trade credit

A trade credit solution to harmonise payments across your sales channels.

Simplify B2B trade with flexible payment terms  

73% of B2B buyers say they prefer buying online. We think they deserve the same frictionless ordering experience as consumers.

In-house delivery ensures fast credit decisions

Our proprietary tech, credit and analytics stack does not rely on any third parties, meaning we can make decisions and accept more buyers at a faster rate.

Hokodo's proprietary stack

Sell more, win new business & get paid. Without the risk.

Sell more & grow your business

Keep customers in the funnel and boost sales by offering instant credit terms.

Sales overview illustration showing revenue and orders
Grow icon
increase in conversion rate
Money icon
increase in average order value
Calendar icon
more purchases per month
Payment plan illustration

Give your customers a better experience

Our real-time underwriting means no lengthy credit checks, and customers can access payment terms instantly, even on their first purchase.

Payment guaranteed

No more worrying about your cash flow. We pay you following delivery of the goods. We also take care of collections and chasing late payments on your behalf.

Paid invoice illustration for a B2B Store
Account summary and customer status illustration

We take care of the risk

Your business is protected against credit and fraud risks including non-payment, ID theft, chargebacks and outright insolvency of your customers.

Reach your customers globally

Hokodo is the first B2B BNPL provider with a truly international footprint. Our solution is currently available in the UK, France, Spain, Belgium and the Netherlands. We're also able to offer trade credit insurance in Germany.

Paid invoice illustration for a B2B Store
Crates of fish

"Integrating with Hokodo has allowed us to significantly increase our value proposition to our suppliers on our B2B marketplace, through providing seamless real time credit insurance policies to the users of our platform. Guaranteeing each transaction through an API has proved priceless for Rooser!”

Founder of Rooser
Wheat crops

"Hokodo and Graindex have created a unique product that gives farmers the peace of mind that they will be paid when selling their crops...Our experience working with the Hokodo team has been excellent - we can now offer our Guaranteed Payment Collection service through access to their innovative technology.”

Dave Rose
Managing Director at Graindex
Crane viewed from below

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell
Marketing Director at Yardlink
Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre
CFO at Ankorstore
Handmade pottery bowls of various colours

“Hokodo has provided an innovative and revolutionary experience for our wholesale and trade customers giving them the opportunity to Buy Now, Pay Later. It is an interesting proposition with great sales potential. Our Customer Success Manager, Harry, and the rest of the team have done a great job!”

Daniel Shonn
Director of Shonn Brothers
Components of a mobile phone taken apart

“We’re now able to provide a good solution to our customers who want to pay with credit terms. The process is professional and we’re able to let the team at Hokodo carry out the day-to-day tasks of offering terms and chasing payment.”

Steve Garner
Founder of Replace Base
Components of a mobile phone taken apart

“With the world currently being in quite a flux, it’s key to have a firm grip on your cash flow and Hokodo really helps us in doing that. I would definitely encourage any other B2B entrepreneur or business owner to use Hokodo if they want to avoid any cash flow issues.”

Ewoud Goorts
Founder of FlorAccess

Are you ready?

Sell more and grow your business by providing your B2B customers with the ability to Buy Now, Pay Later at checkout. Hokodo is the modern way to offer trade credit to your customers.

Awards & Recognition

Payments Tech of the Year Award 2023 nominee
Top 100 Hottest Startups in Europe in 2022
Spill Logo BadgeSpill Logo Badge
Top 25 Workplaces for Enthusiasm and Focus
Top 50 Tech Scaleups to Watch in 2023
Top Buy Now Pay Later Solutions in Europe 2023
Top 5 Trusted Global BNPL Players 2022