Pay Now and Pay Later options for all your buyers

Need an upfront payment option alongside your new payment terms? You’ve come to the right place.

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B2B checkout experience with pay now and pay later options

Drive loyalty and boost conversions with a unified payments experience for all buyers

Instant, flexible payment terms and an upfront payment option for those who need it. What more could you ask for?

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40
%
increase in conversion rate
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30
%
increase in average order value
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24
%
more purchases per month

“I don’t need payment terms this time!”
“My business wants to pay upfront!”

Believe it or not, some buyers want to settle immediately. Empower them to pay in the way that’s best for them and they’ll come back again and again (and again).

Creating value at the checkout

All payments, one provider

Minimise admin and integrations for your payment needs.

Enhanced user experience

A simplified customer journey increases conversions at checkout.

Boost customer credit

Pay Now payments count towards buyers’ credit profiles.

Healthier cash flow

Get paid upfront and in full upon delivery of the order.

Expand internationally

Enter new markets with one provider.

Streamlined reconciliation

With a single statement of account covering Pay Later and Pay Now.
A buyer's credit limit is displayed
An online portal displaying settled b2b transactions
An online portal showing transactions in different currencies
Tabs showing payments received from pay now and pay later transactions

Grow faster

Attract new customers and boost order frequency.

Improve loyalty

Instant credit decision make buyers return for more.

Flexible financing

30, 60 or 90 days not right? Try 14, 45 or something else entirely.

Healthier cash flow

Get paid upfront and in full upon delivery of the order.

Expand internationally

Enter new markets with one provider.

Risk protection

We protect you against all credit and fraud risks.

How it works

step 1
A buyer visits your platform and places an order or makes a booking as normal.
step 2
Hokodo runs credit and fraud checks on the buyer in under 1 second.
step 3
Payment terms are offered. Ineligible buyers and those wishing to settle upfront can choose to pay now.
step 4
The buyer chooses their preferred terms and settlement method.
step 5
You get paid upfront and in full. We take care of risk and collections.

We take care of everything...

So you can focus on product development, customer acquisition or whatever else matters the most to your business.
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Credit scoring

Give your buyers the credit they deserve thanks to cutting-edge underwriting
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Fraud detection

Sophisticated automations and expert fraud analysts keep you safe.
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Statement of account

Streamline reconciliations with a single statement of account covering all transactions.
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Financing

Your buyers choose to pay now or pay later, while you get paid upfront and in full. Everyone wins.
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Payment processing

Relevant settlement methods empower your buyers to pay on their terms.
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Collections

Handled with care and professionalism to preserve your commercial relationships.

Want to learn more?

Discover how Hokodo’s Pay Now and Pay Later solutions can help to accelerate your business growth.

Get started

Are you ready for a unified, simplified payment experience?

Frequently Asked Questions

What is Pay Now?
What are the fees?
How long does it take to get set up?
What are credit terms?
What’s the ROI of payment terms?
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