Terms & Conditions

Hokodo Terms & Conditions

1. Introduction

The aim of this document is to explain how Hokodo (henceforth referred to as “we” or “us”) will
ensure that Personally Identifiable Information (PII) is protected and processed in accordance with
the General Data Protection Regulation (GDPR).

We provide business-to-business insurance solutions, which protect transactions between the
Insureds (the firms who request or buy insurance from us, the ‘Sellers’) and their customers (their
‘Buyers’). As such, the data we process is mostly that of companies, whereas GDPR applies primarily
to the data of individuals. Some notable exceptions are when we process information regarding: i)
sole traders, who trade as an individual rather than as a company; ii) the primary contacts at our
Insureds; their Buyers and our distribution partners, for whom we may need to process contact
information, and iii) individuals associated with these companies on public registers such as
directors, officers and shareholders.

2. What Personally Identifiable Information does Hokodo hold and process?

The PII we process is differentiated by our relationship with that party.Insureds and BuyersWe process data on the Insureds and Buyers, which is required for providing them with insurancequotes or insurance policies, and which may include PII such as:

  • Contact details of the individuals with whom we interact to do business, including: address, telephone number, email address and contact history,
  • Invoicing history, including: invoice value, Buyer company identity, issue date, due date, paid date etc.,
  • Claims history, including the status of any debt collection,
  • The names of individuals associated with the company, as obtained from publicly-available
    sources, as well as any publicly-disclosed court rulings related to those individuals, and
  • A credit score, if we have performed a check on the company