Image of Invoice Protection application
b2b Merchants

A modern way to offer payment terms to your business customers

Win more customers and trade safely by extending better credit to your business customers.

Solutions  are delivered via API, so you can make credit decisions instantly.

Icon arrow right

Four complementary solutions available to B2B merchants and marketplaces

Create the best selling experience for your business customers in just a few clicks

Risk Assessment at Point of Sale

Real-time decisions on which B2B transactions can be safely offered on credit terms

Credit Insurance

We protect merchants against the risk of non-payment

Buy Now, Pay Later

We arrange financing so merchants can get paid on delivery, while their business buyers pay on credit terms


We deal with the hassle of collecting overdue payments, while protecting our customers' client relationships

Benefits for B2B Merchants

Acquire new customers

Business customers can pay on credit terms, even on their first purchase

Increase share of wallet

Use credit terms to sell more to your existing clients

Protect working capital

No need to finance customers' credit terms from your own balance sheet; protection against non-payment

Streamline operations

Save time and hassle, and let us take care of credit approvals, exposure management, and debt collection

"Offering the best experience to our users is crucial to continue growing the ManoMano B2B marketplace. Working with Hokodo has allowed us to offer 45 days of payment terms to our buyers without impacting our merchants and with no extra risk on our balance sheet."

Olivier Vaury

"By working together, Hokodo and Graindex have created a unique product that gives farmers the  peace of mind that they will be paid when selling their crops...Our experience working with the Hokodo team has been excellent - we can now offer our Guaranteed Payment Collection service through access to their innovative technology”

We believe in a new way of doing business

The B2B marketplace stack
The B2B marketplace stack

Building a B2B marketplace is not about one thing, rather a compilation of features. In this post, we go back to basics and recap the key functionalities of B2B marketplaces. We hope that this will be useful to entrepreneurs who are building in this space!

Louis Carbonnier
Louis Carbonnier
Co-Founder and Co-CEO
Mum, why the f*** did I launch a B2B marketplace?
Mum, why the f*** did I launch a B2B marketplace?

Marketplaces have been studied in-depth over the past decade, both in academia and by practitioners. In B2B, however, marketplaces are still a fairly recent phenomenon and the jury is still out as to their future success. This article takes a look at some of the challenges that uniquely characterise B2B marketplaces

Louis Carbonnier
Louis Carbonnier
Co-Founder and Co-CEO
The B2B Marketplace Report: Mapping the European B2B marketplace landscape
The B2B Marketplace Report: Mapping the European B2B marketplace landscape

Online marketplaces have played a central role in the modern economy, as seen by the rise of multi-billion dollar companies such as AirBnb, Amazon, DeliveryHero, Ebay or Uber. Nowadays...

Fatima Ayoub
Fatima Ayoub
Head of Marketing

Our trusted partners help us to shape the financial solutions of tomorrow

The insurance products underwritten and distributed using Hokodo’s technology are backed by the Channel Syndicate, a unit of SCOR Global P&C.

The Channel Syndicate is a business unit of and is supported by SCOR Global P&C, the non-life segment of the SCOR Group (a tier 1 and the world’s fifth largest reinsurer, rated AA- by the leading international rating agencies). In 2017, SCOR’s gross written premiums were €14.8bn, of which Property & Casualty comprised approximately €6bn.

For more information visit: and

Scor Channel

Lloyd’s is the world’s specialist insurance and reinsurance market.

With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress.

Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.

Visit for more information.


Founded in 2010, Anthemis is a leading venture capital fund, specialized in financial services and focused on reinventing financial services for the 21st century.

The group works with a diverse group of customers and partners (from startups, VCs to financial institutions) to catalyse and accelerate positive and disruptive change across the financial industry. Anthemis is an investor in Impact 25 companies Flock, Insurdata, Hokodo and Qover.

Visit for more information.


Ready to find out more?

Get in touch to find out how you can streamline your operations to provide a better shopping experience and win more customers.

Man working on a rooftopTwo people talking